Receipt envelope



June 25, 1946. KQSTELING 2,402,821

RECEIPT ENVELOPE Filed March 27, 1944 RECE I PT SIT YOUR ACtOUNT'HASTODAY BEEN I czzorrzn 4 BUY WAR Bo N o s NAME c.w L! s'r 22 E I 22BANK BY HAIL DEFO'IY TICKET Q E ,5 /6 I AMERICAN TRUST 00,:

CALIF'DRNIA STRE#T,

y SAN FRANCISCQCktLlI-i rwaoaslpnvus Nvs 338.13 VINBOJI'IVD CHECKS ORCURRENCY zuvtnrak ubmv E. kasrsulve "4/. haw

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RECEIPT ENVELOPE John E. Kosteling, San Francisco, Calif., asaignor toField-Ernst Envelope Company, San Francisco, Calif., a corporation ofCalifornia- Application March 27, 1944, Serial No. 528,230

2 Claims.

1 My invention relates to improvements in mailable bank deposit andreceipt envelopes and is particularly designed to make banking by mailmore attractive to bank customers, by simplifying the operations thecustomer needs to perform.

This method of banking is now an established procedure. but there stillremains a certain inertia on the part of many customers to adopt it, aninertia probably caused by their general unfamiliarity with forms andtheir confusion in knowing what to fill out and what to tear of! inreturning the papers to the bank. My invention arranges things in thesimplest and most logical manner for the uninitiated.

This application is a continuation in part of my earlier applicationfiled June 28, 1943, S. N. 492,507.

One object of my invention is to eliminate an envelope usually employedby the bank in returning the depositors receipt. With this improvedenvelope the receipt is enclosed in the same envelope which thedepositor will use in making his next deposit. It becomes a two-wayenvelope so that it need not be sent to the depositor as an enclosure inanother envelope.

Another object of my invention is to provide a two-way envelope which onits first trip out can be sent as second-class matter at reducedpostage, a factor of no little importance in view of th recent raise inrate of local first-class Another object of my invention is to supply afolio in which the checks or currency are placed before insertion in theenvelope. This is formed by the hinged detachable panels, when detached.This feature aids'the bank in removing the contents upon opening' theenvelope.

Another object of my invention is to provide a two-way envelope where onthe first mailing both sides of the envelope pocket are covered by otherpanels so that on the second mailing the envelope pocket will be cleanand unmarked with previous postage cancellation marks.

Another object of my invention is to provide a mailable bank envelope ofa structure which requires a minimum of operations b the bank operativesas they service them. This advantage is important due to the growth inuse of this form of banking.

Another important object of my invention is to provide a combinationreceipt envelope which when sealed for mailing to the bank will beacceptable to the postal authorities for mailing as a resistered letter.

iii

Another object of my invention also is to provide a novel structure ofcombination envelope and deposit ticket and deposit receipt form whichlends itself readily to manufacture and to use with the least possibleconfusion. 1

Other objects and advantages of my invention will become apparent fromthe following description taken in connection with the drawing" in whichFig. 1 is a plan view of the assembled envelope;

Fig. 2 is a plan view of the reverse side of the structure before it isfolded up to form an envelope;

Fig. 3 is a fragmentary view in perspective. partly in section, when theenvelope is closed by a stamp or sticker for second-class posting on itsfirst trip out;

Fig. 4 is a fragmentary view in perspective, partly in section, when theenvelope is closed for first-class posting on its first trip out; and

Fig. 5 is a similar view, when the envelope is closed for first-classposting on its return trip with the detached receipts and moneyenclosed.

The blank lends itself to ready and economical manufacture withpractically no wastage of paper, and comprises the substantiallyrectangular sections Iii, Ii, i2, II, M and H, with the gummed flaps l8and It.

The sections it and II, when closed and secured by the 'gum'med endflaps II and II, form a closed, rectangular envelope pocket.

The sections II, II, It and I1 constitute a multisectional flap andtaper slightly to facilitate their insertion within the pocket. Theportion l2,'nearest the pocket, is "gummed and is permanently hinged tosection I I along the line 2.. The section I3 is set ofl'from the gummedportion I! by the usual'score marks 2| so that it may be detachedtherefrom. Section I is likewise secured to section ll by score marks 22where the envelope is to be used by a bank. When used by a mercantilecompany to contain a statement to be returned by the first addressee thescore marks 22 may be omitted but will be substituted by a fold line.The gummed flap i1 is provided to seal the envelope on its first tripout as shown in Fig. 4. The score marks I! facilitate opening by thefirst addressee.

On the outer face of the envelope pocket sec- .tion II is printed theaddress or the institution to which the envelope is to be returned.

on one face of sections II and I4 is printed deposit data. v Forexample. in Fig. 1, section it has the information needed on abank-by-mail deposit ticket, while section It has the information neededfor the bank-by-mail deposit receipt. On the reverse side of sections Itand i4 (Hg. 2) is provided a place for the address of the firstaddressee, preferably on is so that regardless of how the envelope issealed on the first trip out. the addressees name will bein view. (BeeFigs. 3 and 4.)

The usual practice in bank-by-inail business is for the bank to send thedepositor a complete bank-by-mail envelope each time the bank mails thedepositor his receipt (panel I) from the previous transaction. Thisgives the depoeitor everything needed to complete his next deposit. Tomake a deposit he fills out the deposit ticket (panel I!) and thedeposit receipt (panel II).

He then detaches these along the tear line 2i and inserts them in theenvelope pocket, along with the endorsed checks for deposit. Panel oriiap i2 is then moistened and pasted to panel ll, thereby sealing theenvelope (see Fig. 5). When the bank receives the envelope and opens it,the

teller separates the deposit ticket is from the deposit receipt it bytearing along the perforated line 22. The deposit items are checked andthe teller initials the receipt and indicates the amoimt oi the deposit.This receipt a mailed to the depositor along with a new deposit envelopeand the cycle is started over again. The depoeitor always has at handall the record papers needed to complete a deposit transaction.

One advantage of my invention is that the envelope illustrated can serveas the envelope in which the receipt is returned to the depositor. Indoing this, the envelope is closed as shown in either Fig. 3 or Fig. 4.When closed as shown in Fig. 4, the panels it and it cover the panels inand ii and flap i1 is adhesively adhered to section ii so that anymarring from postal markings will not get on panels II and ii. Thus,panels iii and ii will be clean when the envelope is closed, as shown inFig. 5, for its return trip to the original sender. When closed, asshown in Fla. 3. the panel is is folded in next to panel it and panel islays against panel it. The carnected edge of panels it and is is securedto the connected edge oi panels II and ii by means of a stamp or stapleso that second-class postage rates may be used.

It i to be particularly noted that the blank shown in Fig. 2 includestapered section II and rectangular section ii and gummed side flaps n,it and it, which provide a complete primary envelope for return of theseparable data sections is and it, and that the latter section togetherwith the respective separable gummed naps i2 and ii are substantially ofthe same width as section ii, whereby the sections it and it upon beingfolded on the lines and 22 provide a secondary envelope and enclose thesections or sides in and ii of the prlmary'return envelope with thgummed nap i'l adhesively secured to section ii adjacent one edgethereof. Thus a dual envelope is provided for return of the receipt orboth data sections II and II, and the sections ill and ii are kept clean"during first mailing for return of the other of the two envelopes,which latter is constituted by sections in and ii andfiaps i2, iland it.

The novel blank structin-e thus provides a dual two-way banking-by-mailenvelope, the entire blank being mailed to a patron as a composite ordual envelope with separable adhesive flap II 4secin-edandtheadhesiveiiapilunsecured. The primary envelope then becomu'accessible for completeuseonallsidesiorreturniiseuponnrstelsyandaccurateseveranceoitheadheredfiap ll along the weakened line 28for complete detachment oisections itand ilonbothlines i1 and ii,whereby the adhesive fiap if may thenbeturnedonlinefltoclosethepocketoithe primary or inner envelope andenclose and seal the receipt therein. The two weakened lines ofseverance 2s and II at opposite ends of the foldable sections is-il arethus important and essential elements of this multiple use dual envelopeI blank for accomplishing the objects stated.

Also while I have shown the deposit receipt printed on section is andthe deposit ticket on section it. these could be reversed withoutdeparting from the spirit oi my invention.

By means oi my structure, I providean en-. velope blank comprising fourmain panels with.

two end gluing panels and one intermediate gummed panel placed betweeneach pair oi the 1 main panels.

My invention provides'a receipt envelope ac-;

facilitating the handling of bank deposits by mail, comprising incombination a closed rectangular envelope pocket, a flap of more thantwice the width of the envelope pocket so as to enclose the same andhinged thereto adjacent V the open edge of said pocket, said fiap beingtapered slightly throughout its length and having in the order named anarrow gummed closing portion. a bank deposit ticket, separated fromsaid closing portion by a weakened tear line, and a gummed flap P rtionconnected to the edge oi the ticket remote from the open edge oi thepocket by a weakened line oi severance.

2. A receipt-type mailing dual envelope for v facilitating the handlingof bank deposits by mail, comprising in combination a closed rectangularenvelope pocket, a long tapering fiap of a length to extend entirelyaround the envelope pocket and hinged thereto adjacent the open edge ofsaid pocket, said nap having in the order named a narrow gummed closingportion. a bank deposit ticket, separated from said closing portion by aweakened tear line, and a second bank deposit receipt separated iromsaid first named deposit ticket by a weakened portion, and a gummedportion along the border extremity of said last named receipt andseparated therefrom by a weakened tear line whereby on the first mailingsaid long iiap wraps around both sides of and encloses said envelopepocket and seals against one edge, and on the second mailing the firstaddressee may separate said long flap from sai envelope pocket. enclosethe same'therein and seal said pocket by the narrow gummed closi s p rtiJOHN E. KOBTILING.

